Making your building smoke-free are two ways to lower your premium and mitigate risk. This resource provides language for your rental/lease agreements with tenants.
Continue readingSample Wording for Making Your Building Smoke-Free
Sample Wording for Implementing Mandatory Tenant Insurance
The first step to implementing a mandatory tenant insurance policy in your building(s) is to have language in your rental/lease agreements with tenants. This wording, courtesy of Ottawa Community Housing, indicates that new tenants must carry tenant insurance and liability coverage.
Continue readingBuilding Valuation Services
When you purchase property insurance, you are required to report on current building values so that insurers know how much they can expect to pay in a large claim and to calculate your insurance premium.
Continue readingFlood Preparedness Guide
Springtime floods have caused tremendous damage in Ontario in recent years. This guide helps providers in developing their flood emergency plan. It identifies items to consider when preparing your building for potential flooding.
Continue readingHSC Property Claim Checklist
This is a brief checklist of steps you should take immediately after an incident, regardless of whether it ends up being an insurance claim or not.
Continue readingLiability Claim Resources – Slips, Trips & Falls
Liability claims are less frequent to our program – however, they do occur from time to time and can be quite costly. The bulk of these claims in our program relate to slips/trips and falls.
Continue readingSnow Removal Contracts
Slip, trips and falls make up a significant portion of our liability claims. When this came up in our meetings with liability underwriters, they suggested that consistent language in snow removal contracts could have a positive impact on program claims.
Continue readingMonthly Premises Safety Inspection Checklist
Below is a sample checklist covering a variety of areas – including general housekeeping, fire safety and things to watch for in specific areas of your property.
Continue readingRisk Management – Video Resources
Video resources for housing providers on fire safety, tenant engagement and more.
Continue readingElectrical Maintenance in Residential Buildings
Developing formal electrical preventative maintenance and safety programs can help reduce the likelihood
of electrical system failure and fires. That’s why we developed a short guide that focuses on best practices in electrical maintenance and how to recognize the early signs of problems.