Sample Wording for Making Your Building Smoke-Free

Making your building smoke-free are two ways to lower your premium and mitigate risk. This resource provides language for your rental/lease agreements with tenants.

The first step to implementing a mandatory tenant insurance policy in your building(s) is to have language in your rental/lease agreements with tenants. This wording, courtesy of Ottawa Community Housing, indicates that new tenants must carry tenant insurance and liability coverage.

When you purchase property insurance, you are required to report on current building values so that insurers know how much they can expect to pay in a large claim and to calculate your insurance premium.

Springtime floods have caused tremendous damage in Ontario in recent years. This guide helps providers in developing their flood emergency plan. It identifies items to consider when preparing your building for potential flooding.

This is a brief checklist of steps you should take immediately after an incident, regardless of whether it ends up being an insurance claim or not.

Liability claims are less frequent to our program – however, they do occur from time to time and can be quite costly. The bulk of these claims in our program relate to slips/trips and falls.

Slip, trips and falls make up a significant portion of our liability claims. When this came up in our meetings with liability underwriters, they suggested that consistent language in snow removal contracts could have a positive impact on program claims.

Below is a sample checklist covering a variety of areas – including general housekeeping, fire safety and things to watch for in specific areas of your property.

Video resources for housing providers on fire safety, tenant engagement and more.